Feb 12, 1 comment Not resolved. Plus, I'm also afraid that he can try to sue me because I did agree to send those funds to Western Union, as well as participating in the first Western Union transaction.
They also handle commercial leasing and lending. GE Capital also issues a wide variety of co-branded and private label credit cards. GE Capital Retail Bank works with businesses around the world to issue many different credit cards.
Dealers and consumers globally can choose from a range of flexible financial products and services from GE Capital. The company offers credit cards as well as installment loans through different dealers, retailers and organizations. GE Capital also offers co-branded credit cards through different retailers around the world. Co-branded credit cards are a specific type of credit card that is typically sponsored by two companies, one company being a retailer and the other a bank or credit card issuer.
Co-branded credit cards are usually used only for financing purchases from a certain retailer, but sometimes they can be used elsewhere as well. They are often tailored to include merchandise discounts or reward points when shopping from the retailer affiliated with the card.
These rewards points are typically exchanged for reward certificates that can be redeemed at the affiliated retailer. They said it would be applied back to the Jan. I paid in good faith for Feb. I could get into my WalMart account page, but it would not let me into the part to make a payment. I am 76 yrs. I have other things to worry about than this sorry bunch at Synchrony. If you have cards handled by them, get away while you can! Read all the other complaints!
Terrible company -- They closed my account and didn't even know it. We spent a lot of money with GE, paid off the note, and didn't use it for a while. Called and said account was closed. Hurt our credit rating. Not a good way to do business. I opened a JCPenney credit card in May of I used it as I needed and paid it off immediately! I was inactive for 3 month, practicing good credit common sense, hoping for rewards, instead Synchrony Bank closed my account because I let it go dormant.
I tried to get them to explain and the manager [Danniele] told me because I let my account go dormant. The result of them closing my account dropped my credit score by 32 point. This bank should be reviewed for their practice. Do yourselves a big favor.
Stay as far away from Synchrony Bank as you possibly can. They are rotten thieves, with little to no customer service contact when you want to call them and tell them that you already made your monthly payment, and to stop calling you every other day, with a recording that says, "You did not make your payment," when you have your confirmation number issued by this company every month that you made your payment on time.
My problem with Care Credit Synchrony Bank is their ridiculous online website. One would think with as many companies they represent for credit that they could have a decent site. I think they intentionally make it difficult to so that the accrued interest has to be paid. I do not use paperless billing as I do not trust this bank to provide. They are so incompetent. And if one does not accept paperless billing, one cannot view statements online.
I like to pay online but going forward will have to pay by check. The statements always arrive very late after the closing date with a very small window to get the check written and mailed in a timely fashion, like 3 days. I always tried to pay the statement right after the time I knew to be the closing date. I started keeping extensive notes as to closing dates, charges and balances as Synchrony could not be relied upon to provide correct information. Every single time I log on I have to change my password as they say my password does not match.
Believe me when I say I keep accurate records of my passwords. I only use this card for medical emergencies. I doubt will use again. I truly believe they make it difficult on the cardholders intentionally. This garbage company closed my account after only being inactive for 3 months; stuff like this defeats the purpose of building a credit history. I was never late. I actually paid my balance off early and I was rewarded with a closed account for inactivity of 3 months.
I called mysynchrony whoever these broken English speaking people were. I asked "how long would it take before an account is closed for no activity? I was never late and paid off my complete balance early. Now I can't even pull up my past purchase history. I only had this card for less than a year thru sweetwaters. This is totally a waste of trying to build credit when the only thing they did was hurt it.
This is the opposite of helping. It's more deliberating destroying credit. Synchrony Bank charges accounts for fees that hurt consumers, are predatory credit practices, and cause much damage to credit records undeservedly. I would not do business with this bank for any reason or with any retailer who uses their services.
If you accidentally miss a payment they will add a large late fee, even if you immediately correct the situation. They continue to add fees while it is in dispute. This is what happened to me and it hurt my credit which cost me a job opportunity and hiring premiums on insurance and other payments. They truly need to be reigned in, but nobody seems willing to do it.
They sent me an email for my first statement saying it is online. I can't log in because they say my information is not available online. I call customer service and after fighting through the long automated system, I finally get a representative. He is not helpful at all, and in all fairness, me being rude to him probably didn't help.
He never helped us, he gave me his scripted answer which didn't apply, and refused to do anything else. I still can't access my statement or my account. I am not sure how I am supposed to pay my bill. I asked for paper statements, but he gave me a vague answer that didn't mean I was going to get a paper statement. I did what he said, and just as I expected, it didn't work and I am back at square one.
I'm completely upset with Toys R Us. This bank is useless.. Very very poor customer service. When I talk to customer service, I feel helpless. They don't understand anything. I have hard time telling Sychrony Bank that I made genuine attempt to repay the amount. I even got the BofA letter issued stating that i made an attempt to repay the amount but the Synchrony bank is not accepting.
I don't know how to deal with them. My entire credit history which was well maintained for years got severely impacted because of this incident.
I suggest everyone to avoid credit cards issued by Synchrony Bank to avoid nightmare. I opened a Belk card with these losers and closed my account a month later. Since then I have been hit with late fees when I still see online payments pending. The funds were deducted from my bank and yet they charge me twice in one month. I had the misfortune of applying for credit with, walmart, amazon, and qvc. It started out, purchases were made and I started paying back immediately.
They can never explain what happened to your payments you've made. I tried to send my items back and wipe my account clean. They wont accept anything after 30 days, so you're stuck with them. I'm also thinking about filing bankruptcy on them as well. I have never seen a more pathetic excuse for a financial entity.
I have at one time held 7 accounts with GE but since Synchrony took over, I have closed all but 3. I will stay with reputable, consistent and "human-ran" companies such at Cap One.
Synchrony I hope to see your company fall from the skies in a ball of flames. To hell with you! I have tried to reason with Synchrony Bank. I have asked for payment arrangements. They just will NOT accept any options. When I call, it's like speaking to a robot. I had a very unexpected, very costly car repair and they act like they can't understand.
Aren't these people humans? I was given a Toys R Us account, which is weird, because less than 5 yrs ago, I declared bankruptcy. It was my first and only and last purchase. Isn't there laws about this? I told them, that if they would freeze the account and let me make payments, I can have this bill paid off in months. If they won't allow this I will have to declare bankruptcy on this account. Don't these people want their money??
I have been using Pay PAl for a long time now and I have recently found out about the "smart card" account with a balance of over three hundred dollars. I always paid my bills on time on line. I would call Pay Pal at times to check my account and would be told my balance was zero and everything was alright. I recently called Pay Pal about not being able to use my Pay Pal account when I was told of this balance. I could not understand the representative and he became very agitated when I didn't understand what he was talking about.
I have contacted Pay Pal several times about this problem and the problem was looked over when finally in an answer by e-mail I was told by them to call the GE Retail Bank to try to resolve this matter. I am going to call but I feel like I have had my Civil Rights have been abused and I would like to see some action about this problem Thank You Barbara Warren at barbarapianolady gmail.
A class action suit would be the action because there are others that have been done the same way.. Ge Capital Retail Bank is reportedly closed. Find a similar company. If it's incorrectly closed, please contact us. What was your experience with Ge Capital Retail Bank? GE Global Research 0 reviews. GE Aviation 0 reviews. Fort Myers , Florida Jun 17, 0 comments Not resolved.
Discounts and Special Offers. Diversity of Products or Services. Product or Service Quality. I believe this to be a scam to enter checking accounts and wipe them out. Review is a subjective opinion of Private message Post comment. Yes 0 No 0. Feb 12, 1 comment Not resolved. Review is a subjective opinion of Post comment. Comments Anonymous Anonymous Apr 15, Hello everyone, Be very careful with Paypal Smart Connect They're not your friends of credit.
Comments Anonymous Anonymous Aug 25 You can and will get ahead of it. Details Diversity of Products or Services. Review is a subjective opinion of dklisiak Private message Post comment. Yes 2 No 0. Comments Anonymous Anonymous Jul 09 Update by user Mar 10, I must say that I was impressed with GE Capital's quick response to me, as they reached out to me shortly after my initial post and offered to refund my late fee. Review is a subjective opinion of mileslandcareinc Private message Post comment.
Comments dklisiak dklisiak Feb 20, Please email me at ask. A member of our consumer advocacy team will call you to assist. For your security, please do not include your account number in your email. Regards, Nicole Synchrony Financial. There appears to be a disagreement as to the facts concerning your complaint. Because Consumer Response typically does not resolve factual disputes, no further action will be taken on your individual complaint at this time.
Our disposition should not be considered to be a determination with respect to the validity of your complaint. We hope you understand that the CFPB does not represent individuals in legal matters.
If you believe this does not resolve your complaint, you are of course free to contact a private attorney about this matter or file your own case in court. We take consumer complaints very seriously and are grateful for the information you have provided throughout this process.
Hearing from engaged and proactive consumers like you is critical to our mission. With this correspondence, we are closing your file on this matter within Consumer Response.
Please feel free to contact the CFPB should you need help with another consumer finance matter in the future. Comments Anonymous Anonymous May 12 Anonymous Tom Hall Oct 06, Yes 0 No 3. Ge Capital Retail Bank - Spam email asking for vital info! San Jacinto , California Nov 23, 6 comments Not resolved.
This is an unmonitored email box. Please do not reply to this email. Yes 0 No 2. Comments Anonymous Chris Mar 30 Anonymous Anonymous Mar 19, Yes 0 No 1. Anonymous Anonymous Dec 02, Anonymous Anonymous Sep 19, Anonymous Moog to Anonymous May 24, This is the fourth time they have changed there name.
They used to be Nothing was being done to correct this situation except for Scotiabank representatives asking me to be "patient" The luggage description said that it was gently used and had two scuff marks When I took one out of the wrapper, it smelled like nail polish remover I paid 14k to have 2, grafts put in.
I went back a year later was kinda happy with the results Thank You for Your Reply! We are processing your message.
Consumer financing plans designed to help buy the products and services you need. Securely apply through one of the thousands of merchants in our network today. GE Capital is the financial services division of GE, focused on serving customers and markets aligned with GE’s industrial businesses. From emerging markets to developed economies, our focused team of finance experts connect capital to infrastructure and deliver innovative financial solutions that help make the world work better. A. Synchrony Bank (formerly known as GE Capital Retail Bank) is the company behind many retail credit cards and other financing products, so we can’t say for sure how to pay every bill associated with Synchrony Bank, BUT most Synchrony Bank payments can be made online through the Synchrony site or by phone or mail at the central Synchrony.